Michigan Car Insurance Quotes And The Minimum Requirements

Don’t click away from this page….I know you are looking for CHEAP auto insurance!

I have just the place for YOU ..you can’t find cheaper auto insurance ANYWHERE!

• Get quotes in just minutes! Fast – Easy – FREE
• Compare multiple quotes at once and save time
• Want to save $500 or more? Enter your zip code!

You could save up to $598 on your auto insurance!

The author of this article, Scott Luntz, makes it clear what the basic requirements for car insurance policies in Michigan are. Keep in mind that every state is different and this may not be the same minimum requirements in your state:

If you need a Michigan car insurance quote but you’re not sure what to quote on, here are a few tips to get the right quotes and save money. This includes the minimum state requirements for auto insurance.

By law, Michigan requires that you purchase no-fault car insurance if you own a vehicle. According to Michigan’s official state Web site, they have the most comprehensive no-fault auto insurance system in the country.

With this system, vehicle owners and their families are provided with unlimited medical and rehabilitation benefits, wage loss benefits and $20 per day for replacement services for up to three years if injured in an auto accident — no matter who was at fault.

The minimum parts of a no-fault policy that must be carried on your vehicle are:

Personal Injury Protection, or PIP, which pays necessary medical costs if you are injured in an accident.

Property Protection, or PPI, which pays up to $1 million for damages your car does in Michigan to other property.

Residual Bodily Injury and Property Damage Liability Insurance, also known as BI/PD. This pays for defense costs and damages if you are found liable in an accident. The minimum limits you must purchase are:

Bodily Injury — $20,000 per person who is hurt or killed in an accident, and $40,000 per accident if several people are hurt or killed.

Property Damage — $10,000 for property damage in another state.

You can also increase your limits to provide more financial protection, and add optional coverages such as Uninsured Motorist and Comprehensive.

Since car insurance companies in Michigan charge different rates from company to company, one of the best ways to save money is to get several quotes. Provide the same information and request the same coverages for each quote in order to get the most accurate comparison.

Scott Lunt is a freelance writer with over 15 years experience writing about [http://www.loweryourinsurance.com/]car insurance. You can compare [http://www.loweryourinsurance.com/states/michigan-car-insurance.html]Michigan car insurance quotes and quotes for all other states, plus find more tips on saving on car, home, life, health and long-term care insurance at [http://www.loweryourinsurance.com/]LowerYourInsurance.com The site also includes a handy worksheet to help you when shopping for car insurance.

Article Source: http://EzineArticles.com/?expert=Scott_Lunt http://EzineArticles.com/?Michigan-Car-Insurance-Quotes-And-The-Minimum-Requirements&id=488771