Michigan auto insurance rates are not the highest.

Well, it is true that In Michigan automobile owners pay some of the highest auto insurance rates in the country. But the good news is (if you live in Michigan), there are at least 10 states that are more expensive to insure your automobile.

Here they are from the highest cost to the lowest (as of Dec. 2008):

1. Texas
2. Louisiana
3. Oklahoma
4. DC
5. Mississippi
6. Florida
7. California
8. Rhode Island
9. Alabama
10. Kansas

Michigan’s car insurance rates are a bit higher than average because of the harsh winters and sometimes hazardous driving conditions that come with those winters.

If you have never done a rate comparison by the way, you should re-evaluate their coverage needs at least every other year to see how rates have risen and fallen and which company is now offering the better deal. It will keep your current agent honest as well.

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